The Company therefore set about producing a product to solve a very real social problem. The product had to be first class and at an affordable price. We put a group of providers together in order to achieve this. Federal Phoenix Assurance, who is one of the largest Insurance Companies operating in the Philippines, owned by the Zuellig Group, provides the insurance. International SOS, one of the largest Assistance Companies in the world provide us with the validation and claims services. We were determined that our product would be not only first class and affordable but also consumer friendly. In dealing with us you will therefore be surprised to find no form to filing